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Childcare costs and tax help

Credits and pre-tax accounts.

5 min read

Federal tax rules offer some help with childcare costs.

Look into

  • A dependent care flexible spending account (FSA) through your employer, which lets you pay childcare with pre-tax money up to an annual limit
  • The Child and Dependent Care Credit on your tax return
  • State childcare assistance programs for eligible families
  • Employer childcare benefits

Tax rules and limits change. Check IRS.gov or a tax professional. Nickel Nest Egg isn't paid by any baby brand, store, registry or insurer.