Free tool
Baby first-year cost calculator
Estimate a baby's first year: monthly costs like diapers and feeding, childcare, and one-time costs like your share of birth costs and gear. See the total, the monthly average, and what to save each month before the due date. Nothing is stored.
The first year could cost about
$16,540
- Monthly average
- $1,378
- Childcare
- $10,000
- One-time costs
- $2,700
- Save each month before baby
- $450
Childcare is the biggest cost, about 60% of the first year.
Uses the numbers you enter. "Save each month" covers the one-time costs by the due date. Costs vary widely by region, insurance and childcare. Estimates only.
Bring it down
- Buy less gear, and some used. See baby gear: new or used?
- Use tax help for childcare. See childcare costs and tax help.
- Know your birth costs. See birth costs and your insurance.